Terms of Service

Last Updated: January 2026

By accessing or using the Policy Advisor Pro website, you agree to be bound by these Terms of Service. If you do not agree, please do not use our website.

1. Nature of Service

Policy Advisor Pro is an independent referral platform. We do not sell, underwrite, or provide insurance policies. We do not guarantee quotes, coverage, pricing, or eligibility.

2. No Insurance Advice

Information provided on this website is for general informational purposes only and should not be considered insurance, legal, or financial advice.

3. User Responsibilities

You agree to provide accurate and truthful information when submitting forms. You agree not to misuse the website or engage in fraudulent, abusive, or unlawful activity.

4. Third-Party Agents & Providers

Policy Advisor Pro may connect you with licensed insurance agents or agencies. Any insurance transaction, advice, or policy is strictly between you and the third-party provider.

5. Limitation of Liability

Policy Advisor Pro shall not be liable for any direct or indirect damages arising from the use of this website or from interactions with third-party insurance providers.

6. Intellectual Property

All website content, branding, and design are the property of Policy Advisor Pro and may not be copied or reused without permission.

7. Termination

We reserve the right to restrict or terminate access to our website at any time, without notice, for violations of these terms.

8. Governing Law

These Terms shall be governed by and interpreted in accordance with applicable United States laws, without regard to conflict of law principles.

9. Changes to Terms

We may update these Terms of Service at any time. Continued use of the website constitutes acceptance of any changes.

10. Contact

For questions regarding these Terms, please contact Policy Advisor Pro through our website.